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In 2020 COVID-19 has introduced significant health risks and changes to family life. It's now more important to have an estate plan so you can make sure your family and loved ones are looked after should you become ill or die.

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We are seeing a large level of enquiry around this policy and thought it timely to summarise some of the benefits for the target market of subsequent home buyers who wish to purchase a new property for the purpose of owner occupation or Investment before they have sold their existing property.

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Refinancing can be a great money-saver. Replacing your existing loan can be a chance to lock in a better interest rate, features you actually need or a bank that understands you. However, it can be a bit of a process, so you'll want to know exactly what you're up for before you start.

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