(07) 3393 9541

scarlton@rfsfinance.com.au
We are not immune to injury, nor illness

We are not immune to injury, nor illness

Risk Insurance

None of us are immune to injury, nor illness. It is easy to get into the mindset that 'it will never happen to me' but the reality is we have no way of forecasting or predicting life's sudden shifts. You have worked hard for your lifestyle and in the blink of an eye all of the safety and security you feel can be erased and replaced with stress, angst and financial struggle - for you and your family. Risk Insurance cannot prevent the cause, but it can certainly change the outcome.

At RFS we believe insurance is an essential part of your wealth creation plan. We offer a holistic service, providing tailored advice to suit your needs. For more information on risk insurance products click on the tabs to your left or contact us today.

Latest News

Should I have a split loan with part variable part fixed?
By General
Deciding which home loan will be the best option can be very difficult. This is even more important in an interest rate-dropping cycle. At RFS, we predict some lenders may try and buy market share and offer cheaper 2, 3-year fixed-rate loans in the near future. Should we take up one of these or stay variable, or should we split out loan part variable and part fixed? Depending on your circumstances, splitting your home loan can enable you to get the best of both worlds.
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Rentvesting growing
By General
Loans written to investors outpaced those to first home buyer owner-occupier loans during the September quarter of 2024.
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People Choice and Heritage Bank
By General
People First have great policies for essential services professionals. Loan amount up to $1.2m per security. They don't do Mortgage insured (MI) loans which means most lending is restricted to 80%. However for emergency services staff they offer loans up to 90% LVR on established Properties witgh no MI. This includes Owner Occupied & Investment - purchase or refinance, <3 Investment Properties when an investment is used as security, Principal and Interest repayments, Fixed or Variable rates; <80% LVR rates for >$500k lending.
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