This website is operated by RFS Finance Pty Ltd ACN 79 100 601 698 (RFS Finance).
In these terms of use, the expressions we, us and our are a reference to RFS Finance.
If you use this website, you are agreeing to be bound by the terms of use listed below and any
other laws or regulations which apply to this website. If you do not accept these terms of use, you must
refrain from using this website. We reserve the right to amend these terms of use from time to time.
Amendments will be effective immediately upon notification on this website. Your continued use of this
website following such notification will represent an agreement by you to be bound by the terms of use as
amended.
Intellectual property rights statement
All intellectual property rights in this website, including design, text, graphics, logos, icons,
sound recordings and all software relating to this website belong to or are licensed by us. These
intellectual property rights are protected by Australian and international laws.
You may not in any form or by any means copy, adapt, reproduce (other than for the purpose of
viewing the website in your browser), store, modify, distribute, print, upload, display, perform, remove
any credits, publish post frame within another website or create derivative works from any part of this
website or commercialise any information obtained from any part of this website without our prior written
permission or, in the case of third party material, from the owner of the intellectual property rights in
that material.
Nature of information
This website does not, and does not purport to, contain all the information a person may need or
require to obtain finance. This site is a guide to assist you in making an informed decision regarding your financial situation..
Linked websites
This website may contain links to other websites. The links are provided for convenience only and
may not remain current or be maintained. We are not responsible for the content or privacy practices
associated with linked websites.
Secure data
Unfortunately, no data transmission over the internet can be guaranteed as totally secure. We do
not warrant and cannot ensure the security of any information which you transmit to us. Accordingly, any
information that you transmit to this website is transmitted at your own risk. If you become aware of any
problems with the security of the data or the website, please contact us immediately.
Warnings
You must ensure that your access to this website is not illegal or prohibited by laws which apply
to you.
We do not warrant the accuracy, adequacy or completeness of the information, nor do we undertake
to keep this website updated.
The information on this website is not, and is not intended to be, advice. You should not act or
refrain to act on the basis of any of the material on this website without first satisfying yourself as
to the truth or accuracy of all information given.
We do not accept responsibility for loss suffered as a result of reliance by you on the accuracy
or currency of information contained on this website.
You must take your own precautions to ensure that the process that you employ for accessing this
website does not expose you to the risk of viruses, malicious computer code, or other forms of
interference which may damage your own computer system. For the removal of doubt, we do not accept
responsibility for any interference or damage to your own computer system which arises in connection with
your use of this website or any linked website.
Limitation of liability
We are not liable for any loss or damage, however caused (including, but not limited to, by our
negligence) suffered by you in connection with this agreement or your use of this website.
If the
Competition and Consumer Act 2010 (Cth) or any other legislation states that there is a
guarantee in respect of goods or services supplied, and our liability for breach of that guarantee may
not be excluded but may be limited, our liability for such breach is limited to, in the case of a supply
of goods, replacing the goods or supplying equivalent goods or repairing the goods, or in the case of
supply of services, supplying the services again or paying the cost of having the services supplied
again.
Indemnity
You agree to indemnify us for all damages, losses, penalties, fines, expenses and costs
(including legal costs) which arise out of or relate to your use of this website, any information that
you provide to us via this website or any damage that you may cause to this website. This indemnification
includes, without limitation, liability relating to copyright infringement, defamation, invasion of
privacy, trade mark infringement and breaches of the
Competition and Consumer Act 2010 (Cth).
Access
You indemnify us and our
related bodies corporate and our directors and employees against any claim by a third party arising out
of a breach of these terms either by you or by any person using your password or ID, whether or not you
have authorised that person to use your password or ID.
Access to this website may be withdrawn at any time without notice. These terms of use will
survive any such withdrawal.
Privacy
Our
privacy policy describes how we collect, use, disclose and otherwise manage your personal
information (which includes sensitive information and patient support data).
Governing law and jurisdiction
If a dispute arises regarding these terms of use, the laws of Queensland, Australia, will apply.
In relation to any such dispute, you agree to submit to the non-exclusive jurisdiction of the courts of
Queensland, Australia.
If you access this website in a jurisdiction other than Queensland, Australia, you are
responsible for compliance with the laws of that jurisdiction, to the extent that they apply.