In February 2020 QCB took the exciting step to transition from a credit union to a member-owned bank. This transition has enabled growth in our existing markets and opened opportunities to attract more Members throughout Queensland, who we can help to live better lives through better finances. They have some great niches including:-

* Same interest rates for Residential Owner Occupied and Investment

* 100% offset and redraw on fixed & variable rate home loans

* Flat Rate Lock fee of $350 payable on settlement (also available for AIP)

* Unsecured Renovation loans with no requirement to have home loan with them

* Full assessment for Pre-Approvals

* True Line of Credit

* Participant under NHFIC Scheme

Their Reno Loan is an easy and cost-effective way to finance improvements to your home, such as adding a deck, putting in a pool, giving the kitchen or bathroom a makeover, or even a shed.

No deposit required

Low interest rate

No need to extend home loan

No security required

Loan terms up to 7 years

Borrow $3,000 up to $75,000

Extra repayments with no fees for paying out the loan early