Thinktank

Commercial SMSF Loan from Thinktank, Another Flexible Business Finance Solution from Thinktank

  • Commercial Property Finance
  • Up to 75% LVR limited recourse
  • Up to $3 million
  • Interest only up to 5 yrs
  • Set and forget, principal and interest up to 30 years
  • No ongoing fees or regular property revaluations
  • Interest margin reduces as loan pays down (as per LVR bands)
  • Single Establishment Fee Option including valuation, legal fees, title insurance and bare trust

  • Thinktank Commercial SMSF Loan Features

  • Office, retail & industrial properties
  • Loan size $100,000 to $3m (>$2m individually priced)
  • Up to 30 year loan term & 5 yrs interest only
  • Max LVR 75% P&I (max LVR 70% interest only)
  • Fast approval, documentation & settlement
  • Approved bare trust template available if required
  • Loan project management start to finish
  • ICR min 1.50x (SMSF income + net rent + contributions)
  • Open to PAYG investors
  • Self-employed (min 2 years ~ preferred 5 years+)
  • Min SMSF net assets $250,000 ~ no set liquidity requirement
  • One or more SMSF members in accumulation phase
  • AFS Licensed Advisor Statement of Advice (SOA) required, OR self certification by qualifying "Sophisticated Investors"