Our new AFG business platform is a data capturing software program. It allows us to filter all available loan products in the Commercial space matched against the customer's specific requirements. This includes mainstream members of the platform lenders such as ANZ, NAB, St George, Westpac. It also includes specialized lenders such as Spotcap, Prospa, Judo Capital & smaller players in the market place such as Bank of China & the largest Commercial property lender in Thinktank. This means that every client can be assessed comparing Big 4 lenders against newer smaller Fintech lenders. It also means that clients are assessed against all lenders despite having a credit weakness e.g. lack of security or ATO debts.
The program allows us to not only match client's needs to lender policies it also assesses lenders appetite against clients servicing, security, longevity of business. Careful filtering of lenders offerings takes into account lenders "specials" they are offering to win business on the platform & will provide conditional approval.
Examples of specials on the platform at present:-
IMB Bank
Application Fee 50% Application Fee Discount Offer Closes 30th June 2018
IMB have discounted their application fees for Commercial Loans by 50% for loans over $500,000 to 0.25% of the loan amount. On a $500,000 loan that is a saving of $1,250 IMB also offer: ✓ 20 year Loan Terms ✓ LVR's up to 75%