Why use a finance broker?
We work for you, not the banks. And, we go in to bat for you to get the right loan whether it's for a house, car, business, commercial property etc.
So what exactly is a finance broker?
There are literally hundreds of different loan products available right now. While this makes it harder for you to choose the right loan, it does mean that there's an ideal lending solution for you out there. It's just a matter of finding it. And that's where a broker comes in. We shop around for a loan that's right for you and your circumstances. You could be a first home-buyer, looking to re-finance, building your investments or looking for a competitive commercial finance product. We have access to over 1,400 different loan products and we stay up to date with the constant changes and new products.
When's the best time to use a broker?
Whatever part of the loan process you're at, and whatever type of loan you're looking for, we can help. It doesn't matter if you've just started thinking about buying, have already found the perfect house and want to quickly sort out your finance, are looking to unlock the equity in your current property, or are wanting to find out if there's a better borrowing option than the one you currently have – any time is a good time to explore your options.
Why not just go to a bank?
Firstly, it's hard for most people to choose. Which bank? Which product? What about building societies and credit unions? There are a lot of options out there, and with the Reserve Bank moving official interest rates and banks moving them independently, it's an ever-changing market. Not to mention all the new products that are constantly being introduced. With choice comes complexity. It can get tricky to navigate through it all. And it can take a lot of your time (and sanity sometimes too). A broker will steer you through this to find the loan that suits your needs and not the banks.